HEALTH IN TRAVEL INSURANCE

COVERAGE

• expenses on urgent medical help
• expenses on the Insured repatriation for further hospital treatment, or on the body repatriation
• expenses for the loss or delay of the luggage
• expenses on the presence of one of the hurt Insured relative beside him
• expenses on the necessary stay abroad of the Insured after leaving the hospital
• expenses on the repatriation of the minors accompaning the Insured
• expenses on the Insured early return to the Republic of Albania
• expenses on the substitution of the lost passport and travel documents
• expenses on the telephone bills during the Insured stay in hospital
• reimbursable monetary help

CLAIM DOCUMENTS

• the original insurance policy

Urgent medical help (available even for other cases):

• complete medical documentation confirming the medical emergency
• diagnosis and stay in hospital report
• original invoices of the services offered by the foreign health entities and, medical expenses
• documents from the attendant and the hospital for the proclaimed and treated illnesses before the journey.

Accidents including death by the same cause:

• official notification or the certificate issued by the foreign authorities about the accident, circumstances, damages and consequences
• in case of accidental death of the Insured, the medical-legal certificate of death, and the autopsy report
• death certificate
• valid heritage decision

Luggage damages:

• original declaration completed according the name defined on the policy from the kompetent authorities
• lost objects invoice, if any
• in case of technical equipments damages, customs certificate for export out of the Republic of Albania
• documents verifying the luggage’s delay or loss

Death from acute illness:

• diagnosis report for the necessity, acute illness, urgent medical treatment, the description of the medical treatment and the patient’s conditions during the stay in hospital, and the autopsy report
• death certificate
• valid heritage decision
• documents from the attendant or the hospital for the proclaimed and treated illnesses before the journey

Permanent invalidity:

• the medical certificate determining the invalidity level